All accounts have simple and secure 24-hour telephone or Internet access. On-Line Banking access allows you to manage your money from anywhere you have access to a computer or smart phone and with  Bear Paw Credit Union’s iTalk system, you can make inquires or transfers anytime, from any touch tone phone.

BPCU Checking Accounts.

It is all about the freebies. Say goodbye to your worries and frustrations and hello to the world of free checking. A Bear Paw Credit Union Free Checking account offers great benefits as well as flexibility. This account even offers a no annual fee VISA® debit card that you can use at retailers and ATMs worldwide.

Deposit your check automatically and Bear Paw Credit Union will credit your savings every month from your paycheck or other accounts. We make it easy to “pay yourself first”.

Checking Account

  • No minimum balance requirement
  • No monthly service charge
  • FREE Online Bill Pay
  • FREE notary service
  • FREE VISA® Check (debit) card.
  • ACH Payment/Direct Deposit available
  • FREE Online Bill Pay

Loyalty Checking

  • 1.97%* (2.00% APY) on up to $20,000.00
  • Balances in excess of the $20,000 maximum eligible amount will receive 0.10%.
  • Up to $10 in ATM surcharges and foreign ATM fees refunded per month
  • No minimum balance requirement
  • No monthly service charge
  • FREE Online Bill Pay
  • FREE notary service
  • FREE VISA® Check (debit) card.
  • ACH Payment/Direct Deposit available

Loyalty Checking Requirements

  • Enrollment in eStatements and Monthly Direct Deposit or Monthly ACH.
  • Must conduct at least fifteen (15) debit card transactions per month, which must be posted to your account by the last business day of the month.
  • Loyalty Dividend Rate will only be earned on the primary Loyalty Checking account
  • Members may track their Loyalty Checking status by: E-Mail, Text, or Online Access which is available only through Online Banking.
  • *APY = Annual Percentage Yield. Rates are subject to change.
  • Failure to meet the requirements results in dividend calculation of 0.10%.