Bear Paw Credit Union Loan Rates

Current Model Year is defined as: 15-month period from October 1 to December 31 of the following year.

AUTOMOBILES

2017 or Newer up to 36 months 3.00%
up to 48 months 3.00%
up to 60 months 3.00%
up to 72 months 3.75%
up to 84 months 4.25%
up to 96 months 4.50%
2013 – 2016 up to 36 months 3.75%
up to 48 months 4.00%
up to 60 months 4.25%
up to 72 months 4.50%
up to 84 months 4.75%
2012 and Older up to 72 months 5.00%

BOATS, MOTORCYCLES, SNOWMOBILES, JET SKIS, ATVS/UTVS

2017 or Newer up to 60 months 3.00%
up to 72 months 3.75%
up to 84 months 4.25%
2013 – 2016 up to 36 months 3.75%
up to 48 months 4.00%
up to 60 months 4.50%
2012 and Older up to 60 months 5.00%
NEW BUSINESS OR PROFESSIONAL EQUIPMENT up to 60 months 9.00%
CASH SURRENDER LIFE INSURANCE  up to 60 months 9.50%
CERTIFICATE OF DEPOSIT  2% above APY
Amortized to 144 months – Balloon to maturity of CD (Annual Percentage Yield)
CHATTEL OR HOUSEHOLD GOODS  up to 48 months 9.00%
LINE OF CREDIT – Express application applies 15.50%
Payment: 25% of principal balance

REAL ESTATE

5/5 Adjustable Rate Mortgages – Contact the loan department for details.

Fixed Rate Secondary Market – Loans are available contact the loan department for details.

Home Equity Lines of Credit Fixed 5-year term-fixed 3.50%
7-year term-fixed 4.00%
10-year term-fixed 4.50%

MOTOR HOMES, RECREATIONAL VEHICLES, TRAVEL TRAILERS, CAMPERS

2015 or Newer up to 36 months 3.00%
up to 48 months 3.25%
up to 60 months 3.75%
up to 72 months 4.25%
up to 84 months 4.75%
up to 96 months 5.25%
up to 108 months 5.75%
up to 120 months 6.25%
up to 180 months 6.50%
2010 – 2014 up to 60 months 4.50%
2009 and Older up to 48 months 5.00%

SHARE SECURED –                           Amortized up to 144 months, 2% above APY One-year balloon

 

MISCELLANEOUS (LAWN MOWERS, TRACTORS, SNOW BLOWERS, ETC.) –

up to 36 months             8.50%

up to 48 months             8.75%

up to 60 months             9.00%

 

PERSONAL –                                                               up to 60 months             9.00%

VISA CARD

Payment 3% of outstanding balance or $10.00 whichever is greater                                          12.90%