An Overdraft Occurs when you do not have enough available funds in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
1. We have Overdraft Protection Program which you can opt in or out of
2. We also offer Overdraw Transfer Protection, such as linking your checking to your savings account, which may be less expensive than our Overdraft Protection Program. Overdraw Transfer Protection does use a Fed Reg’D transfer. To learn more, ask us about this plan.
This notice explains our Overdraft Protection Program: