What does Bear Paw Credit Union do with your personal information?

WHY

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

About Geolocation Information

The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes the collection of such information. Geolocation information can be monitored continuously in the background only while the Solution is being used or not at all, depending on the End User’s selection. End-Users can change their location permissions at any time in their device settings.

WHAT

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • checking account information and credit history
  • mortgage rates and payments and wire transfer instructions

When you are no longer our member, we continue to share your information as described in this notice.

HOW

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Bear Paw Credit Union chooses to share; and whether you can limit this sharing.

Card Navigator Phone Application Geolocation Privacy Policy

The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes the collection of such information. Geolocation information can be monitored continuously in the background only while the Solution is being used or not at all, depending on the End User’s selection. End-Users can change their location permissions at any time in their device settings.

Reasons we can share your personal information Does Bear Paw Credit Union share? Can you limit this sharing?
For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes No
For our marketing purposes –

to offer our products and services to you

Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –

information about your transactions and experiences

No We don’t share
For our affiliates’ everyday business purposes –

information about your creditworthiness

No We don’t share
For nonaffiliates to market to you No We don’t share
What we do
How does Bear Paw Credit Union protect my personal

information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bear Paw Credit Union collect my personal information? We collect your personal information, for example, when you

–    open an account or use your credit or debit card

–    apply for financing or give us your wage statements

–    show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

–    sharing for affiliates’ everyday business purposes – information about your creditworthiness

–    affiliates from using your information to market to you

–    sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

– Bear Paw Credit Union has no affiliates.

Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

– Bear Paw Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

– Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT.

Questions?

Call toll-free 800-406-2642 or go to www.bearpawcu.org